J.K. was riding his bicycle on the sidewalk to work at approximately 6 AM, when the defendant failed to stop at stop sign and struck him. J.K. was transported by EMS to Lakeland Regional Medical Center with lacerations to his face, hands and shoulders. The defendant denied liability. The case went to trial on liability only. The jury found the defendant 90% at fault in the bicycle accident. After the trial, the defendant’s insurance company paid J.K. approximately $3,000.00 in excess of the policy.