Most of the time, if someone’s involved in a minor car accident in Florida, the insurance company will pay their claim. For smaller claims, it would be more expensive for them to fight the claim than it is to just pay it. This means that, if you’re involved in a crash that only involves damage to your car, there’s a good chance your claim will be paid. However, once you start to include things like medical bills and lost wages, things get a bit more difficult. The defendant’s insurance adjustor is going to review the claim and determine whether it should be approved or denied.
If your claim is denied, you have a few options. First, you can walk away. If you aren’t sure who was at fault, you may not think it’s worth fighting. Your second option is to appeal your claim. Depending on why your claim was denied, this may be a good idea. For example, if your claim was denied because you didn’t submit all the necessary paperwork, it could be an easy problem to fix. Your third option is to hire an experienced car accident lawyer in Lakeland, Florida. They can try to negotiate a settlement with the insurance company. If this isn’t possible, they’ll file a personal injury lawsuit on your behalf.
Regardless of why your claim was denied, it’s worth at least meeting with a skilled Lakeland car accident lawyer. They can review your case and give you an honest opinion about whether you have a claim for damages.
Some Insurance Issues are Easy to Fix
In some cases, your Lakeland car accident lawyer may be able to appeal your claim and get you paid. It depends on the reason it was denied. In some situations, all it takes to fix your claim is revised paperwork. Or maybe you didn’t provide information required to process your claim. Some of the reasons your claim may have been denied include:
- You didn’t provide a copy of your emergency room records showing you were injured
- You took too long to submit your paperwork
- The insurance company needs a recorded statement from you
- You didn’t sign the paperwork in the right spot
- You had your car fixed by someone other than an approved mechanic
For these denials, your attorney in Florida may be able to resolve the issue. It may take a few weeks, but they can eventually get you payment for your claim. There are other cases, however, where things are not quite so simple.
Some Denials Cannot Be Resolved Quite as Easily
There are situations in which your claim was denied for a more complicated reason. In cases like this, it’s going to take a lot more than amended paperwork to get your claim paid. This is when it really comes in handy to have a skilled Lakeland car accident lawyer by your side. Some of these situations may include the following:
- The insurance policy wasn’t valid
- They don’t believe you were injured
- The insurance adjustor believes you were at fault
- You have a history of filing fraudulent insurance claims
In these situations, your attorney may need to file a car accident lawsuit. If that’s necessary, they’ll let you know what to expect. They’ll still fight to settle your claim, however, so there’s no need to go to trial.
Contact a Seasoned Car Accident Lawyer in Lakeland, Florida
If you or your loved one are injured in a Lakeland car accident, you should call our office. Most car accidents are minor. They involve nothing more than property damage. Or, you suffer a few bumps and bruises but don’t really need extensive medical care. Other times, Florida car accidents are very serious. It could involve multiple people who are injured. Even if all you do is visit the emergency room and get some tests done, it can cost thousands of dollars.
An experienced Lakeland car accident lawyer can review your case and let you know what your options are. If your case isn’t really worth anything, they’ll tell you. No attorney worth their salt is going to want to waste your time or theirs. If your case is something worth pursuing, they’ll let you know that too. They can also give you an idea of what your case is worth.
Call and schedule your free initial consultation with our office as soon as possible after your accident. Give your attorney plenty of time to prepare your case so they can get you the damages you deserve.