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Rideshare services like Uber and Lyft have transformed how people travel across Florida. Whether commuting to work, heading to the airport, or enjoying a night out, passengers and drivers alike rely on these platforms for convenience and affordability. But when accidents happen, navigating the legal aftermath can be far more complicated than with a typical car crash.
If you’ve been injured in a rideshare accident—whether as a passenger, driver, pedestrian, or another motorist—you need an experienced Florida rideshare accident attorney to protect your rights. At Burnetti, P.A., we help clients across Florida understand their options, file claims, and pursue the full compensation they’re owed.
Florida law considers rideshare companies like Uber and Lyft to be Transportation Network Companies (TNCs). These companies are regulated under Florida Statute § 627.748, which outlines insurance requirements and driver standards.
Some key aspects of Florida rideshare laws include:
Navigating these rules can be complex, especially when multiple insurers are involved. That’s why working with a Florida rideshare accident attorney is critical to ensure you’re not unfairly denied compensation.
Liability in an Uber or Lyft accident depends on the driver’s status at the time of the crash. Florida law splits liability into three time periods:
If the driver is not logged into the Uber or Lyft app when the accident occurs, the rideshare company is not responsible for the crash. The driver is treated like any other private motorist, and their personal auto insurance policy is the only coverage available.
Victims must pursue compensation from the driver’s insurance carrier, which may involve standard liability limits and potential coverage issues.
When a driver is logged into the app and waiting for a ride request, Uber and Lyft provide contingent liability coverage:
This coverage acts as secondary insurance, meaning it only applies if the driver’s personal insurance refuses coverage or is insufficient. Victims may need legal help to determine whether both the driver’s and the company’s policies apply.
Once the driver accepts a ride request or has a passenger in the car, Uber and Lyft provide $1 million in commercial liability coverage. This includes:
This is the highest level of protection available in rideshare accidents and applies until the passenger is dropped off or the ride is canceled. Victims can often pursue claims through Uber or Lyft’s insurance provider, though these claims may be contested or delayed without strong legal representation.
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Rideshare accident claims are often more complex than typical car crashes. They may involve:
At Burnetti, P.A., our Florida rideshare accident attorneys understand the unique challenges victims face after an Uber or Lyft crash. We’ll help you gather evidence, determine liability, deal with insurance companies, and pursue maximum compensation for your injuries.
We’ve handled countless accident claims across Florida, and we fight aggressively to hold negligent drivers and corporations accountable.
Board-Certified Civil Trial Lawyer and founder of Burnetti, P.A., Doug Burnetti has spent his career fighting for the injured across Florida. Known for his courtroom skill and dedication to justice, he leads a firm built on integrity, strength, and results—recognized by Florida Super Lawyers and Martindale-Hubbell® for excellence in trial advocacy.
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Compassionate, friendly and professional law firm. I was hurt in a car accident and didn’t know where to turn. They dealt with the insurance company on my behalf and that was a tremendous relief. I could concentrate on healing. I am so grateful for their support and help. I definitely am in the best hands. The best law firm if you want a caring knowledgeable attorney on your side. Thank you, Burnetti, PA.
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Seek medical attention immediately, report the accident to law enforcement, take photos of the scene, and get contact and insurance information from all parties. If you’re a passenger, report the crash to Uber or Lyft through the app. Then, consult a Florida rideshare accident lawyer for legal guidance.
In most cases, Uber and Lyft classify their drivers as independent contractors, not employees. This limits the company’s direct liability. However, you can file a claim against their insurance policy depending on the driver’s status at the time of the accident.
You may still be entitled to compensation through the rideshare company’s insurance, depending on whether the driver was logged into the app or actively transporting a passenger.
Florida’s statute of limitations for personal injury claims is generally two years from the date of the accident. However, insurance claims must be filed much sooner, often within days or weeks. Speak to an attorney as soon as possible.
You may be entitled to compensation for medical expenses, lost wages, future treatment, property damage, pain and suffering, emotional distress, and more. In some cases, punitive damages may also apply.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. It was approved by attorney Doug Burnetti, founder of Burnetti, P.A., a board-certified civil trial lawyer with experience handling cases involving auto accidents, premises liability, medical malpractice, nursing home neglect, and product liability.
If you or a loved one has been seriously injured, please fill out the form below for your free consultation or call us at 1-800-287-6388.
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